insurence ideas

Danus · Post by **Danus** » Wed Mar 19, 2008 3:47 pm

im 19 i drive a 1616 and i got 9 points,

any bright ideas chaps?

Kelvyn · Post by **Kelvyn** » Wed Mar 19, 2008 3:57 pm

Get a high paid job?

Just got to ring around LOTS.

streaker · Post by **streaker** » Wed Mar 19, 2008 4:15 pm

Slow down and drive alot more carefully in future.

nick_civic · Post by **nick_civic** » Wed Mar 19, 2008 4:17 pm

Danus wrote:im 19 i drive a 1616 and i got 9 points,

any bright ideas chaps?

m8 i am 19,with 9 points driving a 16.16. had to re-take my test same as you.

all i did was insure my car with the same company as before and just tell them nothing about losing your license and the points.

simple as.

Kelvyn · Post by **Kelvyn** » Wed Mar 19, 2008 4:20 pm

nick_civic wrote:
Danus wrote:im 19 i drive a 1616 and i got 9 points,

any bright ideas chaps?
m8 i am 19,with 9 points driving a 16.16. had to re-take my test same as you.

all i did was insure my car with the same company as before and just tell them nothing about losing your license and the points.

simple as.

Avoid Nick's advice at all costs.
You are then paying insurance solely to stop it coming up as un-insured on the database.
They will not pay out in an accident, it's fraud, and you would face a definite ban if/when caught.

Post by **Adam** » Wed Mar 19, 2008 4:24 pm

nick_civic wrote:
Danus wrote:im 19 i drive a 1616 and i got 9 points,

any bright ideas chaps?
m8 i am 19,with 9 points driving a 16.16. had to re-take my test same as you.

all i did was insure my car with the same company as before and just tell them nothing about losing your license and the points.

simple as.

pollard1990civic · Post by **pollard1990civic** » Wed Mar 19, 2008 4:32 pm

im 18 with 8 points and i got a vt that is just sat in my garage cus i cant afford to insure it. lol
ur lucky

nick_civic · Post by **nick_civic** » Wed Mar 19, 2008 5:09 pm

then i doubt you'll get insured with 9 points.....

or if you do it will be SKY.

I dont mind lying to my insurance company but thats just me!!!

worst comes to worse they take me to court. LOL

Post by **Marc_EE9** » Wed Mar 19, 2008 5:39 pm

nick_civic wrote: worst comes to worse they take me to court. LOL

yeh, then prison mate

just search insurance sites...

www.confused.com
www.moneysupermarket.com
www.autotrader.co.uk

but u aint gunna find a 'cheap' quote, they will all be relatively high i think

could garage it, not drive. or garage it and buy a cheap slow car to get some NCB...

merce · Post by **merce** » Wed Mar 19, 2008 6:58 pm

Read this thread mate... hope this helps

forum/viewtopic.php?t=7534

sonnyd14a1 · Post by **sonnyd14a1** » Wed Mar 19, 2008 9:30 pm

Im 22 with 9 points, (yes i learnt the hard way too) i have a kind of traders policy where they insure me not the vehicle, i pay £740 a year fully comp on one vehicle of my choice (my VT) but only to an extent (damn them it could of been an NSX, i wish) then im third party on any vehicle (if its registered to me or with owners consent) upto a maximum value of £25,000!

But you have to be 21 +

Oh and i do have 5 years no claims, so really its only my points that are letting me down..

If you lie to your insurence and you have to produce your documents to the police for being pulled, it will state on your insurece certificate that you have no convictions and if they aint half soaked they will realise your licence says different then you can face more points n fines through not having valid insurence at the time they pulled you..

My friend payed £2600 on a GL when he was 19 with 5 points.. i would hate to see what quotes you are getting mate

Danus · Post by **Danus** » Wed Mar 19, 2008 9:53 pm

streaker wrote:Slow down and drive alot more carefully in future.

i wasnt even driving my car i had alomost nothing to do with it anyway..

i have my lisence back!!

today trying to get prices was a nightmare, i had some prick tyring to tell me it was a vti, then he told me the premium was more on a 1616 than a vt

Post by **Marc_EE9** » Wed Mar 19, 2008 10:16 pm

id of told him to shove it then. u give them ur licence plate yeh so they no wot car it is

Post by **nominous** » Thu Mar 20, 2008 1:40 am

sonnyd14a1 wrote:i have a kind of traders policy where they insure me not the vehicle

Details please?

will realise your licence says different then you can face more points n fines through not having valid insurence at the time they pulled you..

You'll lose your license because they will do you for driving without insurance. I'd also hope that they'd give you a jail sentence.

Nick, you'd better have a word with the people insuring J982EST pronto.
TBH, if Sky paid more attention to these threads with tit ends bragging about how they are lying to their insurance companies, it'd be nice to see them morally go and shop you themselves to your insurance company.

It's fair to say that you're attitude shows why you probably have those 9 points in the first place

nick_civic · Post by **nick_civic** » Thu Mar 20, 2008 7:26 am

im more worried that people on here will grass me up before my insurance company finds out

4GUK

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