What to do about a fender bender?

[DrCunz]

Well managed to bump the back of a ford galaxy yesterday with no damage to it bar a couple of scratches on its bumper.
However mine looks like this











Was a sub 5 mph shunt as traffic was nose to tail, was my fault and the other person wants to run it through his insurance. What happens next? First accident in 20 years so I don't know what happens. Know I can fix mine as its all superficial new headlight, new bumber new indicator, possibly new wing and a front filler bar, but if insurance is involved then there isn't much point.
I am fully comp with no claims protection with all mods declared.
Any info anyone has would be good. Sort of puts the tyre question out the window now.
Thanks

[Rich4thGen]

See if you can sort it with the guy without going through the insurance; as is typical with insurance companies they'll take forever. If he's only got a few scratches why does he feel the need to go through the insurance? Point out its more hassle for him and yourself. Ask him to get a few quotes from body shops and if it was me I'd just give him the cash and be done with it

[DrCunz]

Been thinking that myself as I can see mine being written off

[Rich4thGen]

You should be ok - you're not claiming for your car so I would of thought fixing it is down to you, its the damage to his that the claim will be about, unless you want to claim for your damage? (I wouldn't though as its be classed as a write off). Like I say, just see if you can sort it out without going through the insurance - he will be waiting months otherwise as inusurance companies are painfully slow at dealing with stuff like this

[Marc_EE9]

plus it will make your insurance premium go up if you claim through either of the drivers insurance.

[dida4g]

Your civic WILL be written off, no question, Dealer parts alone are in the region of £500.

[DrCunz]

Just spoken to the guy and strangely enough his neck is sore and so is his back!?!? bump was between 5 and 10 miles an hour and he was walking about perfectly fine after the incident C@NT

[widowmaker]

Have you got salvage retention on your insurance policy ?

[widowmaker]

Just spoken to the guy and strangely enough his neck is sore and so is his back!?!? bump was between 5 and 10 miles an hour and he was walking about perfectly fine after the incident C@NT

I would keep a detailed log of everthing that happened, what he said etc.

[DrCunz]

just on the phone to my insurers now about it

[DrCunz]

might have a set of webers and rowland manifold for sale now

[Tahir]

Can you not tell them that you dont want to make a claim on your car?

[M8NYG]

That othar guy is just being a prick and trying to mke some money from personal injury, your insurance is going to be affected by this anyway so you might aswell claim and make some money.

[DrCunz]

As soon as he mentioned about sore back and neck I thought there'd be no point in trying to keep mine. If its all going through insurance it'd a right royal pain in arse and yeah he is being a prick no doubt bout that

[widowmaker]

mph shunt and hes complaining of a back and neck, sounds very very fishy.

And i always thought Whiplash injuries were delayed, and took a few days to appear.

Mine did but then i was hit at 70mph by a Rover 800