Hey, i'm 16 and saving up 4 a Civic EF as my 1st car ;D

Colin_D13B · Post by **Colin_D13B** » Mon Sep 21, 2009 11:02 am

Rolfe wrote:Yerr, cheers 4 the advice I've decided to add my mum and mums boyfriend when it happens anyway which will then only make it £1200 with Quinn! That qoute was just on my own. Do u reckon any 17 year old would be able to pay that much for a Civic's insurance unless they where aristocratic? In which case theyd have gotten mummy or daddy to get them a brand new CRV or Freelander Peace

Im 17 and i was quoted 4000 on my own policy with quinn on my 4g
So yes i do reckon they could haha
I "Was" paying it till i realised..that money could be spent modding the car as apposed to just driving it as it was..
So i got a micra,put the civic away and started buying stuff..
Just waiting to get my proof of no claims now!

Welcome dude,
Sounds like some good plans..

However in my opinion..keep to B Series..
I never really liked K Series..

Post by **nominous** » Mon Sep 21, 2009 11:17 am

4000

That's 4000 per year on insurance.

That's 334 / month. 11 per day.

To earn that it will be 5000 gross

ie: if you earn 20K, 5K of it will be going on insurance before tax.

I suppose that shows how utterly moronic smoking is as well.

K10 micra is an awesome first car !!

Colin_D13B · Post by **Colin_D13B** » Mon Sep 21, 2009 11:23 am

nominous wrote:4000

That's 4000 per year on insurance.

That's 334 / month. 11 per day.

To earn that it will be 5000 gross

ie: if you earn 20K, 5K of it will be going on insurance before tax.

I suppose that shows how utterly moronic smoking is as well.

K10 micra is an awesome first car !!

I couldnt justify paying that money with nothing to show at the end of it..
Cheap micra..
and spend my earnings on the ef

Win Win

Anyway welcome dude
and enjoy,
Its a great site

Rich4thGen · Post by **Rich4thGen** » Mon Sep 21, 2009 12:29 pm

Welcome - those are some serious plans, good luck!

As EE9 pointed out, you'll have fun with the stock engine for a while. I would also recommend buying a cheapo runaround whilst saving and doing up a 4g, insurance for under 25s sucks - get some ncb and it should soon plummet.

jdm_kev · Post by **jdm_kev** » Mon Sep 21, 2009 10:17 pm

welcome to the site dude

that insurance quote is even than my 1st years insurance on a GL and i live in a really bad area

jimbob · Post by **jimbob** » Mon Sep 21, 2009 10:29 pm

welcome.

school boys, u gotta love em...

Post by **Gizmo** » Wed Sep 23, 2009 12:24 am

I never crashed, had 5 4Gs in 2.5 years from 16/17, 3 Used on road

mooser · Post by **mooser** » Wed Sep 23, 2009 9:06 pm

welcome to the fold

£3200 for insurance is nuts i was 17 and where you are a couple of years ago except i had a vt and managed to insure it for £1100 fully comp with admiral so it seems insurance companies have gone loopy

i aggree with most of above aswell ditch the lambo doors and you will have yourself a pretty awsome 4g

EE9 CVC · Post by **EE9 CVC** » Wed Sep 23, 2009 9:44 pm

mooser wrote:£3200 for insurance is nuts i was 17 and where you are a couple of years ago except i had a vt and managed to insure it for £1100 fully comp with admiral so it seems insurance companies have gone loopy

Yeah, it is a lot, but £1100 is a good price that you got, I am still paying nearly that tpft and I'm 21

I thought £2500 for my friend when he was 17 on a 1.1 106 was bad enouth.

Oldskool J-EDM · Post by **Oldskool J-EDM** » Thu Sep 24, 2009 12:13 am

Gizmo wrote:I never crashed, had 5 4Gs in 2.5 years from 16/17, 3 Used on road

No...but you have previously bent it.

Post by **nominous** » Fri Sep 25, 2009 8:20 am

Not crashed, but bent it ?

I smell porkies.

Post by **NickD** » Fri Sep 25, 2009 9:03 am

There should be a huge YET on there as well. I didn't have an accident till I was 21. Going against the statistics I suppose?

Post by **Gizmo** » Sun Sep 27, 2009 2:53 pm

Oldskool J-EDM wrote:
Gizmo wrote:I never crashed, had 5 4Gs in 2.5 years from 16/17, 3 Used on road
No...but you have previously bent it.

Not bent as in it was undriveable, i just brushed agaisnt a post in a carpark whilst driving (Not driving like an Utter c**t) and dented the rear 1/4 in

Oldskool J-EDM · Post by **Oldskool J-EDM** » Sun Sep 27, 2009 4:53 pm

My point is; when your a new driver, 'S*!t happens' to your car...like it or not.

MUGEN.VT · Post by **MUGEN.VT** » Mon Sep 28, 2009 7:09 pm

WELCOME PAL an hope your plans go well for you all the best....