What insurance companies are you with?

[Simon_ee9]

Accidentally bought limited mileage insurance the other day thinking it was 'estimated mileage' (which is what it said on go compare) and now have to send a mileage declaration form off so I'm going to cancel the policy and take out another one...problem is, the quotes I'm getting are outrageous. Quinn insurance who I was with for 2 years paying £800 a year have quoted me £4100!!

Cheapest I can find is around the thousand pound mark but I was wondering who you are all with, and how much it costs you to declare all your mods. I thought my insurance was expensive when I was 18 but its even more now I'm 24 with 3 years NCB!?

[Marc_EE9]

I usually insure with HIC, which is a sister company (and therefore always cheaper) to Adrian Flux.

I have 5yrs NCB, all mods declared with European breakdown, im 27 and was paying £400 a year

[Simon_ee9]

Cheers marc, theyre gonna call me back tomorrow, hopefully will be a realistic price. I spoke to Adrian Flux the other day, for a VT with wheels, lowered, 'sports' steering wheel, exhaust and induction filter was £6,311.67

[Marc_EE9]

that cant be right! i know prices have gone up, but when i was 24 i was paying around £800, albeit on a standard VT

[rallyeluke]

I am with direct line now. very very cheap

[Simon_ee9]

that cant be right! i know prices have gone up, but when i was 24 i was paying around £800, albeit on a standard VT

So was I a year and a half ago! Got told by Quinn that the reason a years insurance can go up over 500% is because their prices 'fluctuate'! Not sure if prices this way are a bit more or what..I knew a lad up in the valleys that had a 200SX when he was 18, and was paying bugger all!

[Simon_ee9]

I am with direct line now. very very cheap

How old are you, how many NCB ?

[rallyeluke]

28 years old and 8 yrs ncb

[WELLZ]

Im with adrian flux for the Civic. All mods declared, 25 years old with only 2 years NCB (8 years on another car) £450.

I do have limited milage of 5000 though.

[g.h.o.s.t]

Elephant, 22, 1year ncb. £657 fully conp all mods declared.

[James4g]

ashbourne (underwritten by aviva) 1200 a year on my black vt when i was 20

[walsh123]

Insurance must be cheaper down south

Its crazy expensive up here, i blame all the youths and hoodies Not that i fall into either of those categories in the slightest

[Simon_ee9]

Elephant, 22, 1year ncb. £657 fully conp all mods declared.

Seriously?? They must pluck numbers out of the air! Cheapest I've now had is 730, but is still over £3k if I declare mods.

[Tahir]

£2.5k increase just for mods, WTF!

[skyinsurance]

Feel free to get in touch, we offer a discount to 4guk members and specialise in modified car insurance:

http://www.skyinsurance.co.uk/car-club-insurance.html" onclick="window.open(this.href);return false;